#3040

Congratulations!

You got your insurance policy in place now?

#3041

Nope!

#3042

Ok.

Someone on the internet advised having buildings insurance in place on completion, not exchange. I did ours through the bank because it was easier.

#3043

Congratulations.

1 Like
#3044

Our broker have been hassling me about insurance and I haven’t rung them back yet, I should probably do so

#3045

As you are now legally obliged to buy you should have the buildings cover in place at exchange not completion.

1 Like
#3046

Uh oh! What does that mean in practice?

#3047

it means get some insurance sharpish so you’re not obligated to buy a burned out/flooded/act of Goded on house/flat/bungalow/houseboat! It doesn’t take long

2 Likes
#3048

Get the building insured!

#3049

Wait, I think the building insurance is the Housing Association’s responsibility as part of their service charge…

1 Like
#3050

Almost certainly - but I’d check if I were you!

#3051

It’s a flat? If so the service charge should cover that and its the freeholders responsibility to insure the building, solicitors would have dropped a bollock if they haven’t checked.

1 Like
#3052

Yeah, I’ve checked the contract and documentation and as much as I can understand of it building insurance is covered by the service charge :+1:

#3053

IMG_20181130_125826_Bokeh
IMG_20181130_125826_Bokeh866×1154 195 KB

23 Likes
#3054

Happy for/about you, mate

1 Like
#3055

Needs a photo of you sitting on the floor chugging a bottle of fizz.

2 Likes
#3056

How much to refloor and repaint a flat?

#3057

Paint - cheap. Do it yourself. Tools are cheap, paint is reasonably cheap
Floor - depends

#3058

I wouldn’t know where to start with it which is a worry. We’ve just visited and there is more work to do than we’d remembered and ideally we’d get it done before getting furniture etc. Bit of an unpleasant shock frankly.

#3059

For painting there are loads of simple online tutorials and videos. But basically
Sand off any dodgy bits before you start
Get frog tape
Spend more time than you think you need to taping off edges
Go to a trade place for paint and tools
Don’t scrimp on rollers and brushes
2 coats
Bosh

1 Like