#185

Wow even property outside of London is now skyrocketing?

3 Likes
#187

Better than sorry property sold, I guess.

#188

you want the house prices bit on zoopla

might not work if the data for how much it went for hasn’t been loaded on there? idk…

#189

Click on the House Prices link at the top. Then enter postcode. Zoopla then gives estimates for every house on that street. It’s inaccurate yet still highly compelling.

1 Like
#190

Offered 6k over the asking price, then got 4k knocked off over an issue with the boiler/gas which turned out to be bogus, so it worked out pretty well in the end.

edit: now worth 0.7% more than when we bought it a year ago :muscle:

#191

Great if you’re a nosey f**ker like me too.

“Wonder what they paid for this?” Wonder no longer!

#192

Initial offer at 10% under then haggled up to 5% under. Now estimated as being worth 60% more :moneybag::moneybag::moneybag::moneybag:

#194

We have saved for what feels like forever.

2 Likes
#196

Indeed. Get a job, save up money for ages.

1 Like
#197

I’d been saving for years but a significant chunk of the deposit came from some inheritance (thanks Grandparents :thumbsup:)

#198

Luck.

Be born into an era where houses were more affordable.
Be fortunate enough to have parents or grandparents who were able to buy their own property.
Be fortunate enough to have parents or grandparents without long-term health issues requiring the selling of their property.
Be fortunate enough to have parents or grandparents with pensions that can support them in their old age.
Be fortunate enough to be healthy enough to work full time.
Be fortunate enough to leave education when the employment situation is good.
Be fortunate enough to have the genetics and upbringing that means the skills or abilities you have are also those that are rewarded financially.
Be fortunate enough to find a partner who also is fortunate enough to fit into one or more of the above categories.

2 Likes
#200

I forgot that one as well:

Be fortunate enough to have parents who live close enough to your employment, have enough space, and have a good enough relationship with you to let you live there on reduced rent.

#201

Wait for people to die, work 2 jobs and get good at poker

#202

Be fortunate to have the opportunity to work in an area where the cost of living is relatively low.

Surely one of the biggest and most sensible financial decisions you can make is to not live in London/the south if you don’t need to.

1 Like
#203

Or to take that further: any desirable place to live.

#204

Bump/sigh
Question for property people (not estate agent scum)
So, our solicitor has asked for evidence of building regs sign off for the single story extension on the house we are looking to buy from the seller, but the seller doesn’t have it (as was done in 2004 and they bought it in 2008). It’s an extension with conservatory style roof and drainage and heating…so isn’t exempt as far as I can work out. Can see it got approved online under a building notification but nothing else. How do they not have the building regs certificate?! Looking at getting indemnity insurance and get them to pay, but will be a pain when we sell, and ask them to get surveyor to sign off the knocked down wall (that they say has a steel beam in) as safe?What to do? Any abuse, banter or @marckee welcome

#205

What do you mean when you say you can see that it got approval under a building notification?

When you want building regs approval from a council you can either submit a full application (for a large project), or notify the council under a Building Notice. When the Building Notice has been received by the council, they’ll usually mark it as ‘registered’ or ‘validated’ or sometimes even ‘accepted’. None of these mean that it has been ‘approved’ though. If it definitely says that it was ‘APPROVED’ then the seller should be able to contact the council and ask for a copy of the certificate to be sent through. It’s not an unusual request for the council to have to deal with.

#206

Hey, cheers for reply. It just says Accepted on the Building Regulations Register, not approved. I guess the problem is if we chase up anything with the council and they become aware of issue, then the indemnity policy is invalidated (they seem to be a waste anyway as seems to be outside of time frames for them to do anything?)

#207

I wouldn’t worry about the council coming back asking you to tear it down, but it may have implications for your home insurance, mortgage and ability to sell in the future.

But it may not. There’s a point at which the age of the works mean that none of those bodies can reasonably refuse to accept you as a customer. Has the solicitor said whether the mortgage is dependent on it?

#208

No,solicitor hasn’t referenced the mortgage, they’ve just said “however I am also requesting that the Sellers obtain either a Building Control Completion Certificate or sign off from a surveyor confirming that the wall is structurally sound” as well as indemnity insurance (though thought it they try getting the building control completion certificate through council (?)and they can’t provide, that would invalidate the indemnity policy?) Ahhhhhh just gonna live in the woods