I have no money at the end of the month. I basically donāt do anything fun and live very frugally.
I obviously canāt live with the consequences of getting caught. And this doesnāt relate to your broader, extremely simplistic point, about costs being passed on. You know what other costs get āpassed onā? Calling a busy helpline when you donāt need to, being slow at the tills when itās busy causing lost custom, going into a supermarket and exclusively buying the loss leaders. Etc etc.
Such a stupid point, without even going into the business economics of it