Yep. If I could build a cushion, meaning I could not work at all for say 6 months maybe a year…I would be more picky about jobs and retrain myself etc.
Having said that, as it is, my girlfriend earns less than me (about half) so I pick up a lot of the joint bills and pay outright whenever we go out, so I am effectively supporting her too. I can’t be reckless really as it effects us both. So the thought of ‘any’ time out of work, cushion or not makes me twitchy.
But I going back to my earlier comments, I know I could earn more, working further away, travelling much more each day. But having been there and done that, I do enjoy having more free time.