Let's say, like budgie...you suddenly lose you job

hrcunts
iamtheoneinten

#1

how long do you think you could last without getting another job?

bout 4 years for me. I could easily live on metaphorical peanuts, would stop wasting money on expensive records and would happily stare at the net curtains for days on end


#2

I’d need one absolutely immediately - no safety net here.


#3

What’s the rule of thumb meant to be about how much of your salary you’re supposed to have in savings? Because I don’t think I’m anywhere close to it. But mostly because I get paid far too much.


#4

What do you mean by ‘last’. Like I’d survive pretty much indefinitely on the dole, but I’d probably only be able to maintain my current QoL for a couple of months


#5

A couple of months I think. I don’t even have a week’s worth.


#6

Just live off my girlfriends pittance


#7

Never heard it called that etc


#8

whatever you want it to mean, man.


#9

Oh. I’ve got that. Thought it was going to be six months salary or something.


#10

A month or so. We really need both salaries for all our bills and shit. We have some savings, but I’d need to find a new gig straight away.


#11

Barely a month


#12

Think the recommended rule of thumb is 6 months’ worth of essential bills. So rent, gas, electricity etc.

For me that’d probably be £6k. I’ve got that but that’s my housing deposit savings - don’t have a separate emergency fund.


#13

A year i reckon


#14

Be alright though 'cos I’m at a stage of professional development where I could get a good amount temporary or contract work. It’d be shit, much worse paid and I wouldn’t be able to save and would have to curtail my lifestyle significantly but I could survive comfortably and that’s the main thing.


#15

how come, brother? a man can easily live on £10 a week for food, for example.


#16

No savings, rent and bills to pay none of which I could pay without my monthly income


#17

Nine months and counting!


#18

I’d be interested to know how long the depressive effects of not having a job would take to kick in for me. I like to think that it never would but that might be slightly fanciful.


#19

It tends to kick in as soon as you start to worry about money


#20

this has crossed my mind as well
retired people seem alright don’t they?