#103

Why did you put it as an answer then you dick?
You literally chose the answers and are now irked at the answer.

#104

what have i done?

#105

Use my health insurance shit loads.

#106

Should’ve got irk insurance.

4 Likes
#107

public liability insurance when cycling
buildings (sorted by our freeholder, but we pay)
insurance for falling off a bike (specifically this) when cycling anywhere in europe

#108

Sorry, was more to make it stand out to thread scrolls rather than imply you personally were being silly, although @plasticniki is getting a lot of undeserved flack here.

Dunno, I’m with @ruffers: most insurance is shit.

If you have kids it makes sense but even then, 70 quid a month in a high interest savings account is more likely to help in 20 years.

If you have no dependents don’t waste your money on insurance.

#109

the NHS is my health insurance

#110

agree with all of that but it’s also about checking your death in service provision and practically how that would kick in during the bereavement period/who receives it. Saying you’d immediately sell up/leave the house is fine in theory but isn’t necessarily practical and a life insurance policy can be a sensible investment by providing a level of payout much higher than your DIS may which can enable you to cover other costs/expenses, as well as automatically managing your mortgage repayments.

EDIT: also I didn’t say it was reckless, it was a direct comment about immediately selling while bereaved. That was before Niki clarified some other stuff.

1 Like
#111

good luck with that

#112

Because I was imagining some people who were in a position where they think they should have it but haven’t GOT ROUND to it yet.

#113

thank you

1 Like
#114

This is my personal thinking.

4 Likes
#115

I should have it. But I don’t have it.

#116

Would you consider a dog a dependent?

#117

so you’re not waiting until you get a mortgage then?

#118

me too but smee says i’m doing it wrong

#119

Might do. Might not.
Just haven’t got round to it yet.

#120

See below

#121

why am i allowing this to happen to me.

2 Likes
#122

i cilcked that and just got a speed gif so not sure what point you are trying to make