it raises an interesting point!
I was told to have them under general contents as each one counts individually? So even though the collection may be around £25k, it’s not an item worth £25k, its a load of items worth between 1p and £500? SO therefore they would (in theory i know insurance are scum) replace/refund each item and not say nah, you didn’t declare an item over x threshold.
Does that make sense!? Basically do folks have them insured separately or as a collection!?
I’m 40 now and if anything happened to my collection the heartbreak would probably destroy me…but having insurance woes on top would be end times.
It’s another reason i am trying to get everything on there tbf - insurance!