With a rating of how much effort to rectify out of 10 you reckon it is.
Withdrawing pension fund from when I lived in New Zealand briefly - needs to have proof of ID and bank statement be signed by both a bank and a solicitor /important type person. 8/10 on the effort scale though almost impossible during this pandemic
Find out student loan balance and login details probably just one long and arduous phone call. 6/10 on the effort scale
Combine multiple pensions into one fund can’t even begin to imagine the admin. 10/10 effort.
Now you! This can be a thread where we motivate each other to do these things if you like? I dunno.