Youre gonna need more power

I opened one of those Marcus savings accounts the other week and I’ve not even put anything in it

Yes of course, you will see this evidenced in your monthly photo and rest assured that they will be wearing it constantly.

You want to watch it. He gets really pissy about people pretending to be him.

Really big spoiler on the back of the pram that says EHX BIG MUFF too?

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Sorry martyn

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Also, when I was first having a kid and everyone was like “ooooh, they’re expensive” I was all, well, there’s some cost to the one off purchases, but not thaaat bad. But then I realised kind of after having them that it’s the cost of them curtailing your ability to earn by having to cut down hours and maternity, and all that shit. That costs you THOUSANDS!!

Now that I am simultaneously planning a wedding and planning a major building project I’ve discovered that the problem of what to do with spare money is surprisingly easily solved.

Nursey is the big one. The bastards.

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I can see xylo as an evil slum landlord? Have you considered that?

I’ve opted for the “yeah fuck it” approach. I reason people will stop asking for money once I’m either married or broke, depending on which comes first.

Get yourself ordained and start doing weddings in the summer under your pergola :moneybag:

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Might make a spreadsheet that quantifies how much an overpayment represents in time shaved off the mortgage to try and motivate me. Not sure how fussed I am, might even extend my mortgage term next time so I can reduce my working hours again, rather have the free time now rather than when I’m old.

Currently living beyond my means, was debt free for my mortgage in July, now £2k in credit card and overdraft debt, and I’m planning to borrow loads to do the necessary soundproofing

Could offer water births in the jacuz too

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Martin Lewis doesn’t charge for his services.

So you’re def staying in the UK post Brexit then?

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Next year? Well played.

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Fill it with bubbly holy water and baby, you got a baptism going.

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Mmmmm. Tasty nutritious books. :drooling_face:

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A few years ago I was feeling pretty flush and contacted my mortgage provider because I wanted to bung a few hundred pounds a month on it. Figured it was the best use of my money. Bank convinced me to lower the term of my mortgage instead and were all ‘yeah we can do it over the phone now, it’s really easy and won’t cost you a thing’. Fast forward a few months, I’ve been made redundant, unemployed and then on a salary where I can’t afford to be overpaying. Call up the bank to change it back and they’re all ‘oh no no no, you’ll have to go through a full mortgage application all over over again and pay a new £1000 free to do that!’. :rage::rage::rage::rage::rage::rage::rage: