while it’s true that the fees are an extra layer of income tax and the thresholds mean that the repayments are unlikely to cause massive financial hardship… the system is still totally unfair
i know some people who had their fees paid by their parents, so they’re not having to pay them back through taxes
a graduate tax that applied to everyone that went to uni and not just everyone who couldn’t afford the money upfront would be reasonable, i think (dunno what level it should be at tho!)
rich people can avoid the extra layer of tax by paying up front, and those that earn massive salaries pay it off their student debt very quickly, if someone goes to uni and ends up earning 6 figures within ten years, should they pay an extra layer of tax to help fund students up till say 20 years after they graduate? no way the tories would do that of course
the debt gets written off anyway - eventually this will cause the government a huge headache… which is why they’re trying to sell it off (if they succeed, god konws what will happen)
similarly, why should parental income determine how much cost of living loan someone gets? a 19 year old who no longer lives with their parents and is at uni, is independent. why does the system assume that parents will give their children money?
without going into people finances at an inappropriate level, surely the system can’t really know how easy or difficult it is for parents to help their children.
my parents helped me out a bit but i still had a job for 2 of 3 years i was at uni. that job was with a company i stayed at for a further 6 years after graduating, leading me eventually to my current, good, well paid job… ultimately that student job was more valuable in the long term than the degree so no regrets!